We have been in the receivables factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's ups and downs and in having done so, can lend a helping hand to get you through any hard situations you might run into. We won't go out of business when the times get hard, like a handful of receivables factoring companies sadly have before.

All factoring companies have benchmarks for size, industry, and risk. It's pretty tough for you to choose which receivables factoring firm is a second to none fit for you. By reaching out to us, we'll get to know your situation very quickly and help you locate the ideal match for your company - it could be us or another receivables factoring company.

We have a huge network of receivables factoring industry counterparts, these trusted connections were built over 20+ years in the business. So, after you take the time to explain what you need to us, you'll quickly learn that we can help you find exactly what you need.

Almost all receivables factoring firms let you select and choose your customers that you want to factor. Although a few of them usually have a minimum amount in order to work with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a bit like carrying a credit card in your pocket. You have it to use when you need it but don’t sign an agreement that will make you use receivables factoring when you don't need it.

Almost all receivables factoring firms will not be upfront about their fees. You better take out your magnifying glass to read the fine print. You can be sure, We do not not behave this way.  We are totally upfront about our fees. When you apply, you are provided a straightforward, no obligation rate bid with the fee for your business. It is going to be tough finding another factoring company, if any, that will be totally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our general advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring companies are financed by Wall Sreet investors. We are a privately held company and don't take orders from investors and boards. Like you, we are like-minded business people and we have cleared many of the hurdles that a business encounters. We take the time to hear your story, understand your concerns. Based on that information we will put together a tailor-made solution for you. Almost all accounts receivable factoring companies notably the Silicon Valley Fintech ones mostly lay their money on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

Almost all receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who knows your business intimately, and can assist you in ways the others just can't or don't want to be troubled.

Don't forget the fact that the receivables factoring firm will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is superior. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. Further more we keep an eye on each invoice and follow them as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is made.

Our business credit monitoring systems allow us to spot recent negative trends so that we can protect you from iffy transactions. You have instant access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns in order to get them fixed right away.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay alert to negative payment trends. This is critical to avoid preventable write-offs.

We make sure to adopt first-rate technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Almost all other companies don’t even come close.